Welcome to Mosby Insurance

We are glad that you are here!  This is a place where kindness and empathy lead our purpose to protect the people who we meet and connect with every day.

We are daughters, wives, mothers, and entrepreneurs.  We have experienced our own setbacks and suffered our own losses.  We believe strongly in uplifting our employees, our colleagues and our communities. We unabashedly sell life insurance and other policies that protect your income, your family and your business.  We strive to build, preserve and ultimately retain wealth within the hands of the families in which it is built.

Mosby was established in 1979 and passion is what has led us to where we are today.  Our legacy will be to continue our practices of knowledge, objectivity and exceptional service standards.  Most importantly, we are dedicated and deeply committed to those who we are fortunate to call our clients, friends, and family.  We encourage you to have a look at the difference that we can make for you.

Our Team

Harlene Day CHS

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Harlene exemplifies hard work, dedication, and integrity. As a local business owner and active community member in Okotoks and area, she has not only built a successful career but a legacy. Throughout her career, she has worked in all areas of her profession and has earned the respect of her professional community and colleagues. She has grown with her clients and built foundations for their future, through trusted relationships that now span numerous generations.

Harlene currently is a Director with the Okotoks Chamber of Commerce and has a long history of community involvement as Past Chair of the Foothills School Division, Past President of the Alberta School Boards Association and she served the Sheep River Health Trust for 2 decades and continues to support that organization. Professionally she is a member of Advocis and the Canadian Association of Life Underwriters. Through that organization, Harlene is a member of the Government Relations committee, whose role it is to maintain a healthy relationship with the Federal Government while advocating for our clients and her industry.

Personally, she is married to John. They like to golf, spend time at their lake property at Glennifer Lake and some wintertime in Palm Springs with family and friends. Harlene’s friends affectionately call her “Martha Stewart”, because she loves to cook and entertain and loves events. Her greatest moments are the time shared with her grandchildren who are now adults and some in the same industry.

Marnie White CFP, CLU, CPCA

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I believe that we all have something to protect and my role at Mosby allows me to develop specialized solutions for individuals, businesses and the families who build them. I feel fortunate to work alongside people who are equally committed to helping clients realize their financial goals and who know, understand and give back to the community in which we work.

My introduction to the financial services industry was in 2005 when I worked in business development for a local actuarial firm. Over the eleven years that I spent with the company, I gained an in-depth knowledge of pension plans and other employment benefits tailored specifically for small to mid-sized businesses. I developed a profound interest in how tax laws in Canada impact business owners and their employees and eventually transitioned into advanced estate planning in 2016. As these laws continue to change, insurance remains one of the more powerful planning tools when it comes to reducing tax and maximizing wealth. I have always worked hard to earn the trust of clients and their other professional advisors and my clients, in turn, believe strongly in the expertise that I provide. With the full support of my brilliant husband and amazing daughter, I now have the opportunity to continue my career as a business owner myself. When I am off duty, we can be found exploring hiking trails with our beagle, on the ski hill or perhaps on a beach in Mexico. We also love fine food, wine, and entertaining friends. I, therefore, go for long runs and to boot camp regularly…because life is all about balance; right?!

Our Clients

Your Family

We often hear that “insurance only benefits the people you leave behind” …

Precisely.

When we are talking about your family, that is. We will facilitate those difficult discussions about how your surviving family members will make ends meet if you are not around. We will ensure that your legal documents reflect your wishes upon incapacity or death. We will create a plan that protects your greatest risks today but that provides flexibility as your needs change in the future. Even if you have no dependents, we will help you to protect your most valuable asset…your ability to earn income. 

Contact us to get the conversation started.

Your Business

Many of our clients are like us. They own and operate their own companies. As a business owner, you are required to make multiple decisions every day. The last thing that we want you to be concerned with is navigating your insurance options. Protecting you and your business in the event of an injury, illness or death is our specialty. It might be bulletproofing your buy-sell agreement, protecting key people or strategies to reduce tax; whatever your risk, we have you covered. We will develop, implement and monitor your plan along the way so that you can focus on doing what it is that you do best. And that’s just good for business.

Contact us to connect with one of our corporate advisors.

Your Employees

Attracting and retaining great employees can be a difficult and time-consuming task for business owners. Losing employees is costly so we help to create happy and healthy work environments by providing options for group benefits that are tailored to meet the specific needs of your team. Our benefits specialist will determine whether traditional group coverage is a fit or if a more flexible health and wellness plan will get the job done.

Connect with us to learn more about investing in your workforce.

Your Farm

We are proud Albertans who know and appreciate where our food comes from. Many of our clients work in the agricultural industry and, whether it’s the family farm or a corporate operation, we recognize that your circumstances and objectives may differ from those of other business owners. In addition to insuring your family members, it is your responsibility to protect your workers – you have choices when it comes to the coverage that you provide. We will work with you to address the current needs of your farm and to ensure that you are well-positioned when it comes time to transfer your wealth to the next generation.

Find out how we can help on the farm today and in the future.

Our Communities

Mosby Insurance has a long history of community service and it will remain an integral part of the business as we move forward. We are deeply committed to supporting local businesses and to volunteering time and money to causes that affect our friends and neighbors.

Contact us to find out more about how we give back.

Our Industry

We are passionate about our profession and we are dedicated to our industry and its continuous improvement. In addition to memberships in advocacy groups and professional bodies, we meet regularly with our study group to collaborate with like-minded professionals in a trusted environment. Even after a combined 55+ years of experience, we continue to seek out new learning opportunities to provide the highest level of expertise to our clients.

Our Services

We have assembled a team of individuals who are experts in their field to offer comprehensive insurance and financial solutions to our clients.

Insurance Solutions

Life Insurance

Protects your survivors against financial hardship. Term coverage for temporary needs like a mortgage or business obligation and permanent coverage for expenses such as capital gains tax or legacy planning. Simplified and guaranteed issue options are available for our clients with health and lifestyle concerns.

Health and Travel Benefits

Health and dental coverage for our self employed and retired clients, travel insurance to cover certain unexpected costs that may arise when you are travelling outside of the province and plans that, when faced with a serious illness, will provide access to the best healthcare in Canada and beyond.

Critical Illness Insurance

Pays a tax-free lump sum in the event of a covered illness. Protects your savings should you experience a loss of income and/or increased medical costs. Provides flexibility during recovery as the money can be spent on anything that you want.

Disability Insurance

Protection in the event of loss of income due to an injury or illness. Plans are available for the self-employed or for members of group plans who are looking to top up and enhance the coverage provided by an employer.

Group Employee Benefits

Top insurance companies compete for your business, so you get the best value for your budget and our consultants do the heavy lifting on the administration. Health spending options are available to supplement traditional coverage or for smaller groups that require additional flexibility.

Life Insurance as an Asset Class

Permanent life insurance policies not only provide ongoing protection; they may also improve the return on your fixed-income portfolio. Maximize the after-tax value of your estate by considering insurance as an alternative investment.

Financial Solutions

Investments

We have handpicked a very small group of wealth management firms who we believe provide superior investment opportunities and exceptional service to round out your financial plan. We will be behind you at every stage, from building to preserving your wealth and eventually transferring it to your successors and heirs.

Insurance as an Asset Class

Permanent life insurance policies not only provide ongoing protection; they may also improve the return on your fixed-income portfolio. Maximize the after-tax value of your estate by considering insurance as an alternative investment.

Estate & Succession Planning

Collaboration with other trusted advisors, such as your lawyer and accountant, to develop a unified approach to dealing with your future estate is where we thrive. We will ensure that all parties are moving in the same direction to achieve the best possible result when it comes to equal, fair and otherwise when it comes to your succession plan.

Individual Pension Plans

Still a relatively well-kept secret, IPPs minimize tax and accelerate retirement savings. We are experts when it comes to implementing and administering these plans for business owners and incorporated professionals.

Tax Planning

Personal and corporate tax rates and legislation have recently changed significantly. This has created a greater opportunity for life insurance planning and other sophisticated strategies that we provide which have withstood the test of time.

Lending Alternatives

Secure the lowest rate for the mortgage on your home, unlock the value of your farmland or buy the building that is going to take your start-up to the next level. We have aligned ourselves with the best in the business to help you achieve your personal and career goals and to encourage your entrepreneurial spirit.

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Contact Us

Office by Appointment Location

Suite 205, 15 McRae St,
Okotoks, Alberta
T1S 1A7

Mailing Address

407, 14 – 900 Village Lane
Okotoks, Alberta
T1S 1Z7

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