Welcome to Mosby Insurance

Proudly based in Alberta since 1979, and now working with clients across Western Canada, we are committed to our comprehensive approach to financial planning.  We get to know you and your specific goals and challenges before developing a customized strategy, and then provide the tools and resources that will guide you confidently down the path of building, protecting and preserving wealth for you and your family.

Our Team

Marnie White CFP, CLU, CPCA

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I believe that we all have something to protect and my role at Mosby allows me to develop specialized solutions for individuals, businesses and the families who build them. I feel fortunate to work alongside people who are equally committed to helping clients realize their financial goals and who know, understand and give back to the community in which we work.

My introduction to the financial services industry was in 2005 when I worked in business development for a local actuarial firm. Over the eleven years that I spent with the company, I gained an in-depth knowledge of pension plans and other employment benefits tailored specifically for small to mid-sized businesses. I developed a profound interest in how tax laws in Canada impact business owners and their employees and eventually transitioned into advanced estate planning in 2016. As these laws continue to change, insurance remains one of the more powerful planning tools when it comes to reducing tax and maximizing wealth.

I have always worked hard to earn the trust of clients and their other professional advisors and my clients, in turn, believe strongly in the expertise that I provide. With the full support of my brilliant husband and amazing daughter, I now have the opportunity to continue my career as a business owner myself.

When I am off duty, we can be found exploring hiking trails, on the ski hill or perhaps on a beach in Mexico. We also love fine food, wine, and entertaining friends. I, therefore, go for long runs and spin my heart out regularly…because life is all about balance; right?!

Andrew Prokopovych - B.Comm, CHS

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My personal beliefs in life revolve around the ideas of discipline and dedication.  I believe that anything is possible, if you make plans and commit to achieving your goals through thick and thin.  Achieving financial independence is no different; you need to develop a simple plan and give it time to flourish.

My introduction to the financial services industry was while I was completing my Bachelor of Commerce degree at the University of Manitoba.  I was inspired by the presentation of a veteran financial planner who focused on building long term relationships with his clients by helping them accomplish their business and family goals.

Fast forward to a decade later, I’ve had the chance to meet and learn from some of the top talents at the forefront of this industry, and mentors who have encouraged me to stay true to the values of honesty, transparency, and integrity of character.  Having various experiences in banking, investments and insurance roles has shaped my vision of what an independent and comprehensive financial planning firm should be.

I am a big believer in continuous development and improvement, and you will always hear me recommending new books or podcasts.  Having a young family of my own, I fully understand the struggle to prioritize the most important things in life.  My goal is to remove complexities from financial planning and to provide our clients with confidence in achieving their long-term goals.

Sydney Sharp - Administrative Assistant

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Sydney was born and raised in the Foothills and knows many of our clients personally. She originally joined the team in August of 2015 to help manage the office and to oversee special projects, and has grown to take on most any challenge. Her loyalty and allegiance to maintaining our strict service standards is deeply valued and we are proud to have her on the team.

Her border collie, Spur, is our mascot who is always proud to wear the Mosby colors. Gus and Howdy often join Spur as the stars of our posts and the triplets contribute to one of our core values, which is supporting community. 

These certified therapy dogs can regularly be found in schools and long-term care facilities, warming the hearts of the young and the old.  In their spare time, the crew can be found camping and enjoying other outdoor activities with friends and family.

Our History

Harlene Day - Founder

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Mosby began as a general insurance agency in Turner Valley and Harlene grew and evolved the business over her 42-year career.  She built foundations for clients through trusted relationships that now span several generations.  She exemplifies hard work, dedication, and integrity.

Always a firm supporter of local business, Harlene was a Director of the Okotoks Chamber of Commerce.  Her community involvement also includes being Past Chair of the Foothills School Division, Past President of the Alberta School Boards Association and two decades with the Sheep River Health Trust.

Her legacy of empathy, objectivity, and exceptional service will endure as she moves on to new adventures in retirement.  Click <here> to read Harlene’s farewell letter.  With deep respect and gratitude, we wish her nothing but happiness…we’ll take it from here!

Our Clients

Your Family

We often hear that “insurance only benefits the people you leave behind” …

Precisely.

When we are talking about your family, that is. We will facilitate those difficult discussions about how your surviving family members will make ends meet if you are not around. We will ensure that your legal documents reflect your wishes upon incapacity or death. We will create a plan that protects your greatest risks today but that provides flexibility as your needs change in the future. Even if you have no dependents, we will help you to protect your most valuable asset…your ability to earn income. 

Contact us to get the conversation started.

Your Business

Many of our clients are like us. They own and operate their own companies. As a business owner, you are required to make multiple decisions every day. The last thing that we want you to be concerned with is navigating your insurance options. Protecting you and your business in the event of an injury, illness or death is our specialty. It might be bulletproofing your buy-sell agreement, protecting key people or strategies to reduce tax; whatever your risk, we have you covered. We will develop, implement and monitor your plan along the way so that you can focus on doing what it is that you do best. And that’s just good for business.

Contact us to connect with one of our corporate advisors.

Your Employees

Attracting and retaining great employees can be a difficult and time-consuming task for business owners. Losing employees is costly so we help to create happy and healthy work environments by providing options for group benefits that are tailored to meet the specific needs of your team. Our benefits specialist will determine whether traditional group coverage is a fit or if a more flexible health and wellness plan will get the job done.

Connect with us to learn more about investing in your workforce.

Your Farm

We are proud Albertans who know and appreciate where our food comes from. Many of our clients work in the agricultural industry and, whether it’s the family farm or a corporate operation, we recognize that your circumstances and objectives may differ from those of other business owners. In addition to insuring your family members, it is your responsibility to protect your workers – you have choices when it comes to the coverage that you provide. We will work with you to address the current needs of your farm and to ensure that you are well-positioned when it comes time to transfer your wealth to the next generation.

Find out how we can help on the farm today and in the future.

Our Communities

Mosby Insurance has a long history of community service and it will remain an integral part of the business as we move forward. We are deeply committed to supporting local businesses and to volunteering time and money to causes that affect our friends and neighbors.

Contact us to find out more about how we give back.

Our Industry

We are passionate about our profession and we are dedicated to our industry and its continuous improvement. In addition to memberships in advocacy groups and professional bodies, we meet regularly with our study group to collaborate with like-minded professionals in a trusted environment. Even after a combined 55+ years of experience, we continue to seek out new learning opportunities to provide the highest level of expertise to our clients.

Our Services

We have assembled a team of individuals who are experts in their field to offer comprehensive insurance and financial solutions to our clients.

Insurance Solutions

Life Insurance

Protects your survivors against financial hardship. Term coverage for temporary needs like a mortgage or business obligation and permanent coverage for expenses such as capital gains tax or legacy planning. Simplified and guaranteed issue options are available for our clients with health and lifestyle concerns.

Health and Travel Benefits

Health and dental coverage for our self employed and retired clients, travel insurance to cover certain unexpected costs that may arise when you are travelling outside of the province and plans that, when faced with a serious illness, will provide access to the best healthcare in Canada and beyond.

Critical Illness Insurance

Pays a tax-free lump sum in the event of a covered illness. Protects your savings should you experience a loss of income and/or increased medical costs. Provides flexibility during recovery as the money can be spent on anything that you want.

Disability Insurance

Protection in the event of loss of income due to an injury or illness. Plans are available for the self-employed or for members of group plans who are looking to top up and enhance the coverage provided by an employer.

Group Employee Benefits

Top insurance companies compete for your business, so you get the best value for your budget and our consultants do the heavy lifting on the administration. Health spending options are available to supplement traditional coverage or for smaller groups that require additional flexibility.

Life Insurance as an Asset Class

Permanent life insurance policies not only provide ongoing protection; they may also improve the return on your fixed-income portfolio. Maximize the after-tax value of your estate by considering insurance as an alternative investment.

Financial Solutions

Investments

We have handpicked a very small group of wealth management firms who we believe provide superior investment opportunities and exceptional service to round out your financial plan. We will be behind you at every stage, from building to preserving your wealth and eventually transferring it to your successors and heirs.

Insurance as an Asset Class

Permanent life insurance policies not only provide ongoing protection; they may also improve the return on your fixed-income portfolio. Maximize the after-tax value of your estate by considering insurance as an alternative investment.

Estate & Succession Planning

Collaboration with other trusted advisors, such as your lawyer and accountant, to develop a unified approach to dealing with your future estate is where we thrive. We will ensure that all parties are moving in the same direction to achieve the best possible result when it comes to equal, fair and otherwise when it comes to your succession plan.

Individual Pension Plans

Still a relatively well-kept secret, IPPs minimize tax and accelerate retirement savings. We are experts when it comes to implementing and administering these plans for business owners and incorporated professionals.

Tax Planning

Personal and corporate tax rates and legislation have recently changed significantly. This has created a greater opportunity for life insurance planning and other sophisticated strategies that we provide which have withstood the test of time.

Lending Alternatives

Secure the lowest rate for the mortgage on your home, unlock the value of your farmland or buy the building that is going to take your start-up to the next level. We have aligned ourselves with the best in the business to help you achieve your personal and career goals and to encourage your entrepreneurial spirit.

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